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Affordable premiums with term insurance

affordable premiums sharon bailey network

Sharon Bailey Network – Insurance div. Affordable premiums. call us to find out how. We are here to assist you and would love to help create a customized insurance plan that is tailored specifically for you. Call us at (647)-558-7491 Ext 4694 or chat with us online. Feel free to leave a comment below. We would love to hear from you. Call 647-558-7491 Ext 4694

Who can benefit the most from a term insurance policy?

Affordable premiums. The beauty of a term insurance policy is that everyone can afford them. The premiums on these types of policies are very affordable and you can get a lot of coverage. For families that are on a budget, or young working couples, a term insurance policy allows for great coverage without breaking the bank.

Want affordable premiums with consistent payments?

Your premiums will stay the same over the entire term even as you get older. It is also great for the hands on investor that prefers to have their life insurance and their investments as two separate things. Just knowing that you can have the security of your term insurance separate from your investment funds allows you to be aggressive or as passive as you would like to be with your investments. A term life insurance policy is really the most affordable choice.

We are here to assist you and would love to help create a customized insurance plan that is tailored specifically for you. We serve you with the utmost professionalism and confidentiality. You can click here for a free quote at any time.

Call us at (647)-558-7491 Ext 4694 or chat with us online. As always feel free to leave a comment below. We read all comments and will respond to you as soon as we can. We would love to hear from you. Our insurance advisors will work around your schedule. We are available to meet with you to discuss any insurance questions you may have.

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Term life Insurance. Spot the differences.

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sharon bailey network term life insurance sharon bailey network term insurance, toronto insurance,brampton insurance, mississauga, term insurance

Term life insurance: Did you know?

“While most permanent life insurance policies require a medical examination there are some term insurance policies that do not require  a medical examination to qualify.”

What is the main difference between term life insurance and other types of life insurance policies?

Other insurance policy types such as permanent life insurance include policies such as whole life, and universal life insurance. The main difference between term life and permanent life is that term life only pays out a death benefit and is only covering you for a specific term. Permanent life on the other hand, has a portion of your premiums that go towards an investment. This creates cash value in your policy. In addition, a permanent life insurance policy covers you for your entire life.

How do I know how much coverage I need?

It really depends on what your goal is and what expenses and obligations you think you would like to cover. As far as the death benefit coverage amount, the decision is really up to you. As a guide you can use our needs analysis calculator. The calculator results can give you an idea of the financial obligations you currently have. You can also plan for any additional expenses you would like to cover. This will include expenses such as children’s education and capital gains taxes on your estate. You can also get a good indication of what the premiums would be based on the coverage amount you select. At any time you can click here to request a free no obligation quote.

For a more detailed and personalized needs analysis, feel free to contact one of our friendly advisors. It is amazing how much you can learn about life insurance over a cup of coffee. Feel free to contact Sharon Bailey Network – Insurance div. at (647) 558-7491 Ext 4418.  We are always happy to hear from you.